Blog & Guides
Stay compliant and save money with practical GST, income-tax, and remote-work tax guidance.
GST
LUT filing mistakes that break zero GST on exports
Common LUT filing errors that can void your 0% GST status on exports — and how to avoid them.
3 min readRead article →
Forex
Why your bank asks for purpose code on every foreign credit
What purpose codes are, why banks ask for them on every foreign inward remittance, and which codes apply to freelancers.
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Tax Planning
Creating an entity in UAE/Dubai as an Indian resident will not save you taxes — Here's why
A comprehensive analysis explaining why setting up a UAE/Dubai entity while residing in India does not work for tax savings. Covers DTAA Article 5, POEM rules, and business connection.
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Compliance
Foreign broker account reporting: what to disclose in ITR
How to report Interactive Brokers, Schwab, and other foreign broker accounts in your Indian ITR — Schedule FA and capital gains.
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Tax Planning
Taxation of single person US LLC for Indian residents — Analysis of the Indian side
How a single-member US LLC is taxed when the owner is an Indian resident. Covers DTAA, permanent establishment, and GST treatment.
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GST
Letter of Undertaking (LUT) Filing Process for Freelancers
Complete guide to filing LUT on the GST portal to charge 0% GST on export of services — eligibility, steps, and renewal.
4 min readRead article →
Tax Planning
Creating a company in USA/Singapore/UK/Dubai for tax purposes as a freelancer — An Analysis
Detailed analysis on why foreign entity structures don't save taxes for Indian freelancers. Covers DTAA, POEM rules, pass-through entities like US LLCs.
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Compliance
When you must keep books of accounts and when you do not need to
Rules on when freelancers must maintain books of accounts, when they can skip it under 44ADA, and audit triggers.
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Income Tax
Why someone with a 44ADA-eligible profession can never choose to file under 44AD
The 10 professions covered under 44ADA and why you cannot switch to 44AD once your profession falls under this section.
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GST
Why and how to charge 0% GST on exports as a freelancer
Step-by-step guide to filing your Letter of Undertaking (LUT) on the GST portal to charge 0% GST on export of services.
2 min readRead article →
Income Tax
How to Fill Form W-8BEN so US Clients Don't Cut 30% Tax
Line-by-line guide to filling Form W-8BEN so your US clients apply the India-US DTAA rate instead of the default 30% withholding.
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Tax Planning
Using HUF as a Tax Planning tool for Freelancers
Can a Hindu Undivided Family genuinely reduce your freelance tax bill? Analysis of benefits, limits, and practical considerations.
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Income Tax
Advance tax calculation under Income Tax for freelancers opting for 44ADA
How to calculate and pay advance tax as a freelancer under presumptive taxation. Includes the quarterly payment schedule and interest implications.
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Compliance
What is Schedule FA and why is it important for remote workers
When and how to report foreign assets in Schedule FA of your ITR — bank accounts, broker accounts, and crypto wallets.
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Income Tax
How to Claim Foreign Tax Credit in India
Step-by-step guide to claiming FTC under Rule 128 — when it applies, how to calculate it, and which forms to file.
6 min readRead article →
Tax Planning
Getting freelance Income into spouse account to save taxes — why it does not work
Why routing freelance income through your spouse's bank account doesn't save taxes — clubbing provisions and penalties explained.
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GST
How to apply for GST registration — step by step guide
Complete walkthrough of the GST registration process for freelancers — from documents needed to form filling with screenshots.
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GST
What Information is Public When You Have a GST Registration in India
What personal and business information becomes publicly visible when you register for GST — and what stays private.
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Tax Planning
How to ensure you pay as little as possible to the Tax department
Legal strategies to minimize your tax liability as a freelancer — from 44ADA to advance tax timing and deduction optimization.
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Income Tax
New Income Tax Act 2025: Changes that matter for Indian Freelancers
Key changes in the new Income Tax Act 2025 draft that affect freelancers — updated section numbers, new rules, and what stays the same.
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Income Tax
Can the tax officer question expenses or investments under Section 44ADA
Whether the income tax officer can scrutinize your expenses when you file under presumptive taxation Section 44ADA.
3 min readRead article →
Getting Started
All the registrations you need as an Indian Remote Worker
Complete list of registrations — PAN, GST, MSME, IEC, and more — that Indian remote workers and freelancers need.
5 min readRead article →
Compliance
Budget 2026 and Foreign Asset Compliance: Changes Freelancers Must Watch
New Schedule FA penalties and foreign asset reporting changes from Budget 2026 that every freelancer with foreign accounts must know.
6 min readRead article →
Getting Started
Things First-Time Freelancers Should Know about taxes
Essential tax basics for first-time freelancers in India — PAN, GST, advance tax, 44ADA, and common mistakes to avoid.
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GST
How to file NIL GST returns on your own as a Freelancer
Why you must file GST returns even with zero revenue, and how to file NIL GSTR-1 and GSTR-3B step by step.
5 min readRead article →
GST
How to close a GST registration after you quit freelancing
Step-by-step guide to cancelling your GST registration when you stop freelancing, including final return filing and avoiding penalties.
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Income Tax
How is freelance income taxed differently compared to salary income
Simple explanation of how freelance income is taxed differently from salary — deductions, advance tax, and ITR filing differences.
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Income Tax
What Freelancers Need to Know After Budget 2026
Key changes from Union Budget 2026 that affect Indian freelancers — new tax slabs, TCS on forex, and updated 44ADA limits.
4 min readRead article →
Income Tax
How to pay Income Tax yourself as a Remote Worker/Freelancer
Step-by-step guide to paying income tax as a freelancer — from calculating tax to making payment on the income tax portal.
6 min readRead article →
Income Tax
Complete tax compliance guide for Remote Workers doing a job alongside freelancing
How India taxes your income when you have both a salary and freelance income. Covers ITR forms, advance tax, and GST obligations.
5 min readRead article →
Have tax questions?
Book a free consultation with CA Akshit Garg to discuss your specific tax situation.